DJ Falkson

DJ Falkson is a Fellow of the Casualty Actuarial Society and principal of Civic Risk Advisory LLC, a consulting practice focused on the intersection of insurance, public policy, and urban risk. He lives in Manhattan and serves on Community Board 8.

Op-Ed

Ask An Insurance Industry Insider: Safe Streets Are The Best Way To Bring Down Insurance Costs

Insurance companies and personal injury lawyers exist because streets aren't safe. So shouldn't we start there instead of tweaking a broken system?

DJ Falkson

April 15, 2026